How To Finance Your Remodel

Finance your remodel

You may be certain that a remodel is what you need, weather it be for your own personal comfort, to resell, or to increase your investment. But remodeling can be a large expense that not everyone is able to pay for in cash. While some may be weary of financing such a big project, its an extremely common way to finance your remodel. It can be a scary step, but our trained designers are here to guide you through the easy financing process.

Builders Surplus understands that flexible payment options are important to you so we offer several options to help you figure out how to finance your remodel. Our easy financing choices spread the cost of your purchase out over time, allowing you to smooth out your budget and free up your money for other uses. Make the most of your remodeling project through low cost or no interest financing to increase the value of the most important asset you own - your home.

Want to see if you can finance you remodel? Come in to our showroom to fill out a quick application for one of our many finance options and be approved within minutes!


Synchrony Financing

• We offer 6 months special financing with 0% interest every day. See associate in store to apply. Get approved within minutes! (1) See details below.


Financing with Wells Fargo

• We offer 6 months special financing with 0% interest every single day! (2) Subject to credit approval. See details below.


Financing with Cambria

• Get up to $65,000 in financing with the purchase of Cambria countertop! Credit decision in 10 minutes. No down payment required. Short and long term payment options available. See store for details.


Home Equity Line of Credit

• This is a common way to finance a remodel, discuss with your banker!

It can be a great idea to finance your remodel. Just make sure you do your homework! There are many options available and you’re sure to find one that is the best fit for you. Want to learn more about how to finance your remodel? Give us a call or visit us in store to get all the info you need!


1 Synchrony Financing Terms:

*Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promotional purchase if you pay the promotional purchase amount in full within the promotional period which may be 6, 12, or 18 months. If you do not, interest will be charged on the promotional purchase from the purchase date. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum interest charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.


2 Wells Fargo Financing Terms:

*The Wells Fargo credit card is issued by Wells Fargo Financial National Bank. Special terms apply to qualifying purchases charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/06/2016 and is subject to change. For current information, call us at 1-800-431-5921.